Minijob and Midijob: Germany's rules for low paid work
A job paying under the limit costs the employee nothing in tax or contributions. A job paying slightly more does not. The Midijob zone exists to make that transition survivable.
Read guide →Salary and tax guides
Hard figures on what employees actually keep after tax across 22 countries. No padding, and no averages presented without their context.
The Tax Wedge: the Only Figure That Shows What Your Job Really Costs
Income tax rates are the worst possible way to compare countries. The tax wedge counts everything, including the contributions your employer pays that never reach your payslip at all.
Read guide →Jobbskatteavdraget: the Swedish Credit That Flatters Low Pay
A credit against municipal tax, available only on income from work, designed to make employment pay more than benefits. It is the largest single feature of Swedish personal taxation.
Read guide →Taking a Second Job: What Actually Happens to the Tax
Two employers, two payroll systems, neither of them aware of the other. The tax due is exactly what it would be on the combined total, but getting there is rarely smooth.
Read guide →Shakai Hoken: Japanese Social Insurance and the Grade Table
A grade table, an annual review in the autumn, and contributions that lag your actual salary by up to a year. It is the least intuitive part of a Japanese payslip.
Read guide →Canada & Quebec Payroll Difference
Quebec is the only province that collects its own income tax, and its payslip carries four deductions the rest of Canada does not have.
Read guide →Tax Filing Deadlines and Who Has to File At All (17 Country)
Different tax years, different deadlines, different rules on who must file. The only common feature is that missing the date is expensive.
Read guide →Retiring Abroad: Which Country Taxes the Pension
Three kinds of pension, three different treaty rules, and a residence test that decides the rest. Getting this wrong is expensive and hard to undo.
Read guide →The Supplementary Retirement Scheme: Singapore's Optional Tax Relief
Contributions are deducted from assessable income, growth is untaxed, and half of what comes out at retirement is taxed. For foreigners the annual cap is roughly triple.
Read guide →Redundancy Pay and How Much of it Survives Tax
The same redundancy payment can arrive almost intact in one country and reduced by nearly half in another. The rules are national, specific, and worth knowing before you negotiate an exit.
Read guide →Japan's Residence Tax Arrives a Year Late, and That Matters
Ten percent of last year's income, collected monthly from June to May. It arrives after your first year and it follows you out of the country.
Read guide →Luxembourg's Cross-Border Workforce and How it is Taxed
Taxed where the work is done, insured where the rules say, and limited by a number of days at home that used to be irrelevant and now is not.
Read guide →Digital Nomad Visa Tax
A digital nomad visa is an immigration product. Tax residency is a separate legal test that the visa does not switch off, and in several countries the visa itself triggers it.
Read guide →French Profit Sharing and Its Tax Break
Take it in cash and it is taxed as income. Leave it in the plan for five years and it is not taxed at all. The choice is offered annually and answered badly by most people.
Read guide →Notice Periods, Garden Leave and the Payslip in Between
Working your notice, sitting on garden leave or taking payment in lieu produce three different payslips. Only one of them is ever treated favourably, and not everywhere.
Read guide →Sick Pay Across 22 Systems: Who Pays and For How Long
In the Netherlands your employer pays most of your salary for two years. In much of the United States there is no statutory entitlement at all. Same job, entirely different risk.
Read guide →Finland Tax Card and What Happens When You Go Over the Estimate
One rate for income up to your own estimate and a higher rate above it. Updating the card mid year is a five minute task that most people discover too late.
Read guide →(22 Country) PHD Researcher Salary After Tax
An employee in Scandinavia and Germany, a scholarship holder in Ireland and parts of southern Europe. Same work, entirely different treatment.
Read guide →Benefit in Kind on a UK Company Car and Why Electric Changed Everything
List price multiplied by an emissions percentage, taxed at your marginal rate. For an electric car that percentage is small enough to change the entire calculation.
Read guide →(UK) National Insurance Thresholds and The 2% That Follows
Eight percent between two thresholds, two percent above the upper one, and nothing below the lower. The fall at the top is why the UK higher rate band is less painful than it looks.
Read guide →Netherlands Box System 1, 2 and 3: How Dutch Income is Sorted Before it is Taxed
Salary in box 1, substantial shareholdings in box 2, savings and investments in box 3. Three separate calculations that never meet.
Read guide →Luxembourg Tax Classes 1, 1a and 2: Marriage On the Payslip
Three classes, one schedule, and a splitting mechanism for married couples that produces very different outcomes for the same household income.
Read guide →Norway's Flat PAYE Scheme For Foreign Workers
A single flat percentage covering income tax and national insurance, applied at source, with nothing to file. It suits short assignments and not much else.
Read guide →Irish Pension Relief By Age Band: the Deduction That Grows With You
Fifteen percent in your twenties, forty percent from sixty. The Irish age banded pension limit is the most generous mainstream relief in the system and it is used by a minority.
Read guide →Australia Medicare Levy Surcharge: Paying Extra for not Having Private Cover
Two percent Medicare levy for everyone, plus a surcharge of up to 1.5% for higher earners without private hospital cover. The policy works because the arithmetic favours the insurance.
Read guide →How to Check You Are Being Taxed Correctly
Four checks, once a year, on figures already printed on your own payslip. This is the least glamorous and highest return piece of personal finance admin there is.
Read guide →(22 Country) Pilot Salary After Tax Comparison
A flight deck crosses four countries before lunch. The tax rule that matters is the one applying to the airport the roster starts from.
Read guide →(UK) Scottish Income Tax: Six Bands and a Different Answer
Six bands rather than three, a lower starting point and higher rates at the top. Where the crossover falls decides whether Scotland costs you money.
Read guide →Sales Commission Pay: How Variable Earnings Are Taxed
Variable pay in a progressive system, collected by payroll systems designed for steady salaries. The tax due is ordinary and the journey to it is not.
Read guide →Singapore Filing with IRAS: What a Singapore Tax Year Actually Requires
A preceding year basis, automatic inclusion of employment income, a simple filing season, and a clearance process that can freeze your final salary.
Read guide →Public or Private Health insurance in Germany: the Payslip Difference
One system charges a percentage of salary and covers a family for free. The other charges a premium per person that rises with age. Choosing between them is the biggest financial decision a German employee makes.
Read guide →France CSG and CRDS: the French Contributions That Are Not Quite Tax
A broad based levy on nearly all income, partly deductible against income tax, and the reason French social funding no longer depends solely on payroll.
Read guide →Spain Pagas Extras: the Spanish Fourteen Payment Year
Two extra payments in summer and at Christmas, or the same money prorated across twelve months. The choice is contractual, the tax is identical, and misreading it wrecks a salary comparison.
Read guide →Relocation Packages Tax: Which Parts Are Taxable and Which Are Not
Shipping, flights, temporary accommodation, a lump sum. Three of those are usually fine and one of them is income. The rules differ enough between countries that assumptions travel badly.
Read guide →(22 Country) Pharmacist Salary After Tax Comparison
A profession where the gross differences are larger than the tax differences, which is unusual, and where the two happen to point the same way.
Read guide →Switzerland Second Pillar (BVG)
Contributions that rise with age, a coordinated deduction that changes what is insured, and a buy-in option that is the largest deduction available to a Swiss taxpayer.
Read guide →US FICA: the Flat American Payroll Tax With a Ceiling
6.2% for Social Security up to a wage base, 1.45% for Medicare with no limit, and an extra 0.9% above a threshold. The employer matches the first two.
Read guide →Sweden Municipal Tax: 29% or 35%, Decided By Where You Live
A flat rate on all taxable income, set by 290 municipalities and 21 regions. Six points of difference between the extremes, applied to every krona rather than a top slice.
Read guide →(22 Country) Chef Salary After Tax Comparison
A profession paid near the middle of every national scale, where tax credits and allowances do more to the final figure than the bracket rates do.
Read guide →Spain Regional Tax Differences
Half the Spanish income tax schedule is decided by the autonomous community you live in. Over a career the difference between the lightest and the heaviest runs into tens of thousands.
Read guide →Denmark Topskat Thresholds
A middle tier, a top tier and an additional tier for very high incomes. Danish progression above the average salary is now a staircase rather than a single step.
Read guide →New Zealand Secondary Tax Codes and the Myth About Them
Two jobs, two codes, and a widespread belief that the second job is punished. The tax due is the same either way, and the assessment settles it.
Read guide →(22 Country) Marketing Manager Salary After Tax Comparison
Twenty two countries, one senior marketing salary each, and a net figure that separates the top from the bottom by roughly four and a half thousand euros a month.
Read guide →Italy Regional and Municipal Surcharges: the Postcode Premium
Two extra layers set locally, charged on taxable income rather than on the tax due. Between the lightest and heaviest Italian addresses the difference is real money.
Read guide →(22 Country) Electrician Salary After Tax Comparison
A qualified electrician in Sydney and one in Milan do the same job. The monthly difference after tax is larger than the Italian salary.
Read guide →Tax Refund Automatic Countries
In Denmark the refund appears in your account. In Germany it appears only if you file. Both systems over-deduct, and only one of them volunteers the correction.
Read guide →(22 Country) Truck Driver Salary After Tax Comparison
Base pay tells you less about a driver's income than in almost any other job, because the subsistence allowance is where a substantial part of the money is.
Read guide →US State Reciprocity Agreements
Reciprocity means one state gives up its claim. Without it you file in both, claim a credit, and hope the two calculations line up.
Read guide →Belgium Professional Expense Deduction
Thirty percent of earned income, deducted automatically, up to a ceiling that a middle manager passes without noticing. After that, the Belgian rate schedule applies undiluted.
Read guide →Ireland PRSI Classes: the Irish Contribution Nobody Can Name
A low rate, no ceiling, a weekly threshold and eleven classes. What you pay is simple and what it buys depends entirely on the letter next to it.
Read guide →Denmark AM-Bidrag: the 8% Taken Before Danish Tax Even Starts
Eight percent off the top, before allowances, before bottom tax, before anything. It is the reason Danish rates quoted elsewhere never quite match a Danish payslip.
Read guide →France Cadre Status: What a French Job Title Does to Your Payslip
The line between cadre and non-cadre runs through French employment law, collective agreements and the pension system. It is one of the first things a French employer decides about you.
Read guide →(22 Country) Project Managers Salary After Tax Comparison
Twenty two countries, one mid-career project management salary each, and a net figure that varies by more than five thousand euros a month between the extremes.
Read guide →New Zealand Acc Levy
A levy of a little over one percent of earnings, capped, funding a scheme that covers accidents at work, at home, on the road and on a mountain.
Read guide →Dentists Pay After Tax (Country by Country)
Similar training, similar work, and a monthly net figure that separates the top of the table from the bottom by more than seven thousand euros.
Read guide →What Happens to Your Tax When a Raise Lands Mid Year
A raise in the middle of the year is taxed on the year, not on the month. In cumulative systems that produces a correction in the first payslip that can look like an error.
Read guide →US City income taxes: New York, Philadelphia and The Rest
Three layers of income tax rather than two. The local layer is small in most of the country and is not small at all in the places where it applies.
Read guide →(UK) Marriage Allowance: the UK Transfer Most Eligible Couples Miss
Ten percent of the personal allowance, transferred from a non-taxpayer to a basic rate taxpayer. Four years of backdating available on the first claim.
Read guide →(22 Country) Civil Engineer Salary After Tax Comparison
Twenty two countries, one mid-career civil engineering salary each, and a comparison that puts Australia and Switzerland well clear of the field.
Read guide →US 401(k) and HSA: America's Two Best Payroll Deductions
Pre-tax contributions, untaxed growth and, for one of them, untaxed withdrawals as well. The HSA is the only triple advantaged account in wide use.
Read guide →Ireland's Tax Credits System
No tax free band, a credit system instead, and a long list of credits that go unclaimed every year because nothing claims them for you.
Read guide →Data Analyst Salary After Tax Comparison
Similar work, similar gross salaries in euro terms, and a net result that separates the top from the bottom by more than four thousand euros a month.
Read guide →Municipal and Church Tax in Finland: Where Your Rate is Decided
A national rate, a municipal rate set locally, and a church rate for members. All three are folded into one withholding percentage that tells you nothing about which is which.
Read guide →Company Cars: Benefit That Gets Taxed Like Salary
Same car, same salary, four very different tax bills. What the company car actually costs depends less on the vehicle than on which country's formula is applied to it.
Read guide →Canada RRSP and TFSA: Which One Your Canadian Payroll Should be Feeding
Two accounts, opposite designs, and a payroll mechanism that gives the relief immediately instead of a year later. Most Canadians use neither efficiently.
Read guide →Australia HECS-HELP Repayments: Extra Rate Nobody Calls a Tax
Indexed rather than interest bearing, collected through payroll, and calculated on an income measure that deliberately ignores salary packaging. HELP is the most tax-like loan in the world.
Read guide →The Belgian Municipal Surcharge: Your Address on the Tax Bill
The same salary, the same federal tax, and a final bill that depends on which side of a municipal boundary your front door is on.
Read guide →The A1 Certificate: Which Country's Social Security You Actually Pay
Income tax follows the treaty. Social security follows the coordination regulations. The A1 certificate is the evidence for the second, and enforcement has tightened considerably.
Read guide →The Nine US States With No Income Tax and What That is Really Worth
Moving from California to Texas on a $120,000 salary saves roughly $7,000 a year in state income tax. Texan property tax then asks for a good part of it back.
Read guide →The Part of Your Salary You Never See: Employer Contributions
Hiring someone on 60,000 euros costs 84,000 in France and 60,400 in Denmark. The employee never sees either number, and it shapes both payslips anyway.
Read guide →Why is My Bonus Taxed So Much? What Really Happens to a One-Off Payment
A £5,000 bonus on a £50,000 salary hands over £2,063 of itself. That is not a bonus tax. It is the higher rate band arriving three months early.
Read guide →Nenmatsu chosei: Japan's Year-End Tax Adjustment
One form in November decides the size of the December payslip. Miss it and the deductions are lost until you file a return yourself.
Read guide →How to Compare Two Job Offers in Different Countries Properly
Gross, converted, is the wrong number. So is net. The figure that decides it is net after housing, with employer contributions added back and healthcare priced in.
Read guide →P45 & P60 and Payslip Documents (UK)
A P45 moves your tax position between employers. A P60 proves it at year end. Neither can be reissued, and both matter more than they look.
Read guide →Salary Negotiation After Tax: Why the After-Tax Number is The Only One That Matters
Adding 200 euros a month to take-home pay needs a 4,830 kronor raise in Canada and a 5,665 euro raise in Finland. Same outcome, wildly different ask.
Read guide →Austria's 13th and 14th Salaries Taxed at Six Percent
On a 60,000 euro salary the arrangement is worth roughly 2,500 euros a year against a flat annual calculation. Nobody has to apply for it.
Read guide →The 183 Day Rule: How Tax Residency is Actually Decided
Counting days is the easy part. Permanent home, centre of vital interests and habitual abode are what actually decide the question when two countries both want the answer to be yes.
Read guide →Does Overtime Get Taxed More? What Really Happens to the Extra Hours
An hour of overtime in Amsterdam keeps 44% of itself. The same hour in Sydney keeps 68%. Neither country has an overtime tax.
Read guide →Lawyer Salary After Tax Comparison
A mid-career lawyer in New York nets the equivalent of 9,640 euros a month. The same seniority in Rome nets 2,697. The bar exam is what stands between them.
Read guide →Sweden Employer Contributions
Employing someone on 600,000 kronor costs 788,520. The 188,520 difference funds pensions, healthcare and parental leave, and never appears on a payslip.
Read guide →Six Figure Salary After Tax Comparison
A hundred thousand keeps 80.9% in Canada and 53.1% in Belgium. Converted into a common currency, the ranking changes again.
Read guide →Netherlands Holiday Allowance: the Dutch May payment and how it is taxed
Eight percent of annual salary, paid in May, taxed at the special rate. Whether it is extra money depends entirely on how your contract quotes the number.
Read guide →Teacher Salary After Tax Comparison (22 Country)
A mid-career teacher in Luxembourg nets 4,917 euros a month. The same career stage in Italy nets 1,998. Both teach roughly the same curriculum to roughly the same age group.
Read guide →13th Month Salary Europe: Which Countries Pay it and How it is Taxed?
Fourteen payments in Austria and Spain, thirteen in Italy and Switzerland, none at all in the UK and Ireland. Whether it is a bonus or a repackaged salary depends entirely on the country.
Read guide →Accountants Take-Home Pay Compared Across Twenty Countries
A qualified accountant in Zurich nets 6,205 euros a month. The same qualification in Milan nets 2,080. The tax systems account for less than a third of the difference.
Read guide →How to Read a Payslip: What Every Line On it Actually Means
Gross, taxable, net, year to date, employer cost. Five numbers that mean five different things, and the two lines most worth checking every single month.
Read guide →France Quotient Familial: how French Tax Rewards a Household
On 80,000 euros, a single person pays 14,765 in income tax and a married parent of three pays 2,861. Same salary, same job, same employer.
Read guide →Software Engineer Salary After Tax Comparison
A mid-career developer in Zurich keeps 7,756 euros a month. The same seniority in Milan keeps 2,286. Tax explains only part of a gap that large.
Read guide →Salary Sacrifice: When Giving Up Gross Pay Leaves You Better Off
A £5,000 pension contribution from a £55,000 salary costs £2,937 in take-home pay. The other £2,063 was never going to be yours.
Read guide →Denmark's 27% Expat Scheme: Who it Fits and Who it Does Not
On a DKK 1,000,000 salary the scheme is worth roughly 8,000 kroner a month. There is a salary threshold, and missing it by a hundred kroner costs all of it.
Read guide →Working Remotely From Another Country: The Tax Questions to Settle First
Thirty days is fine almost everywhere. Ninety days starts to matter. One hundred and eighty three days changes your tax residence, and possibly your employer's.
Read guide →Marginal Rate vs Effective Rate: Which Number Your Payslip Follows
A Dutch employee on 60,000 euros pays an effective 28% and a marginal 56%. Both figures are correct, and they answer completely different questions.
Read guide →German Tax Classes: How Your (Steuerklasse) Changes Your Monthly Pay
Six classes, one annual liability. Choosing badly does not cost you money over the year, but it can cost you the use of it for eleven months.
Read guide →Church tax in Germany: What it Costs and How to Stop Paying it
On a 70,000 euro salary, church tax costs about 1,100 euros a year. Leaving takes one appointment, a small fee and about twenty minutes.
Read guide →What your UK Tax Code Means: 1257L and Every Other Combination
The number is your tax-free allowance with the last digit removed. The letter says which rules apply. Between them they decide how much of every payslip you keep.
Read guide →TFR: the Italian Severance Pot Built Out of Your Salary
On a 35,000 euro salary the employer sets aside 2,418 euros a year. It is deferred pay, it is taxed favourably, and there is a decision attached to it that most employees make by default.
Read guide →Minimum Wage After Tax: What the Lowest Legal Pay Actually Leaves
A Dutch minimum wage worker keeps 95.1% of their salary. A German one keeps 71.1%. The gross figures are within 120 euros of each other.
Read guide →KiwiSaver Explained: What it Takes and What it Gives Back
Three percent from you, three percent from the employer, and a tax on the employer's share that most members never notice.
Read guide →Norway's Wealth Tax: What it Means for Salaried People
A threshold of around 1.76 million kroner, a rate near 1%, and a valuation system that treats a house very differently from a share portfolio.
Read guide →What Canada Income Tax Really Costs: Same Salary Different Province
On C$100,000, a British Columbian keeps C$663 a month more than a Quebecer. Neither province is doing anything unusual; they simply fund different things.
Read guide →Belgium Extras: Meal Vouchers, Company Cars and the Mobility Budget
A meal voucher worth 8 euros costs the employer 6.91 and would need 17 euros of gross salary to replicate. That arithmetic explains the entire Belgian benefits culture.
Read guide →Gross vs Net Salary: How to Work Out What You Actually Take Home
One number goes in the contract, a different one arrives in the bank. Here is what sits between them, and why an identical 60,000 euro salary leaves 690 euros a month more in Dublin than in Brussels.
Read guide →Beckham Law: Spain's 24% flat rate for new arrivals
On a 120,000 euro salary the regime is worth roughly 1,044 euros a month. On 60,000 euros it is worth almost nothing, which is the part nobody mentions.
Read guide →Double Taxation Agreements: How You Avoid Paying Tax Twice
Relief is real, but it is rarely automatic. Most of it has to be claimed, and the claim usually needs a certificate you can only get from the other country.
Read guide →How much is £50,000 after tax in the UK?
£39,520 a year, £3,293 a month, £760 a week. And a higher rate threshold sitting £270 above the salary, which is where the arithmetic gets interesting.
Read guide →How much is €70,000 after tax in Germany?
3,546 euros a month after five separate deductions. The unusual part is the marginal rate, which falls from 47.1% to 40.1% somewhere below this salary rather than rising.
Read guide →Doctor Salaries After Tax: Which Countries Pay Doctors the Most?
An American specialist nets the equivalent of 15,430 euros a month. An Italian one nets 3,527. The tax difference explains perhaps a fifth of that gap.
Read guide →Switzerland Pillar 3a: Most Used Tax Deduction
Around CHF 7,300 a year, deducted in full from taxable income. At a 30% marginal rate that is CHF 2,190 back, every year, for doing nothing complicated.
Read guide →Average Salary After Tax 22 Countries: What the Typical Worker Actually Keeps
The average Swiss worker nets three times the average Japanese one. The average German keeps a smaller share of a larger salary than the average Spaniard keeps of a smaller one.
Read guide →How much is €60,000 after tax in Ireland?
3,761 euros a month after PAYE, USC and PRSI. The marginal rate on the next euro is 48.1%, and it becomes 52.1% at 70,044.
Read guide →Nurse Salary After Tax: where the pay actually goes furthest
A registered nurse in Zurich nets the equivalent of 5,767 euros a month. In Milan the same role nets 1,868. Both figures are before rent.
Read guide →Emergency tax: why your first payslip is wrong and how to fix it
A missing tax number costs 52% withholding in the Netherlands, no allowance at all in the UK, and roughly a month of overpayment in Ireland. All of it is recoverable.
Read guide →Australia Superannuation: the 12% that never appears on your payslip
On an A$100,000 salary, superannuation adds A$12,000 a year on top of gross. Taxed at 15% going in rather than at 32%, which is the entire point.
Read guide →How much is C$80,000 after tax in Canada?
C$64,969 federally, then between C$3,900 and C$8,800 more depending on which province issues the payslip.
Read guide →How much is $100,000 after tax in the United States?
Federal tax and FICA take $21,110 from a $100,000 salary. State tax then takes anywhere from nothing to another $6,000, which is a larger spread than most raises.
Read guide →How much is A$90,000 after tax in Australia?
A$70,412 a year after income tax and the Medicare levy, plus A$10,800 of superannuation that never appears on the payslip at all.
Read guide →60,000 euros, 22 tax systems: where it stretches furthest
The same 60,000 euro salary pushed through all 22 tax systems on this site. Belgium leaves 3,071 euros a month, a no-tax American state leaves 4,131, and the year-end difference is 12,700 euros. The Nordics land nowhere near the bottom.
Read guide →The NHS nurse payslip is about £2,000 short of the headline
A Band 5 nurse on £32,073 keeps £2,154 a month, not the £2,673 you reach by dividing by twelve. Every deduction, the true cost of the pension, and why London weighting stretches less far than it looks.
Read guide →Germany and the UK: contributions, not income tax
At comparable gross salaries UK workers keep about 13% more each month than their German counterparts. Income tax is not the cause. Software engineers, nurses and high earners compared across both systems.
Read guide →Finnish games studio pay, once the tax is settled
Helsinki's games cluster pays 20% to 30% over the general tech baseline. A senior engineer on 90,000 euros ends up with roughly 4,400 euros a month once TyEL and income tax are settled.
Read guide →Earning past £100,000 and keeping less of it
Between £100,000 and £125,140 the Treasury takes 60p out of every additional pound. It is not a flaw in the system but the personal allowance taper, and salary sacrifice into a pension cancels it out.
Read guide →The Singapore comparison every finance worker has already done
Singaporean income tax tops out at 24%. British income tax reaches 45% before National Insurance enters the picture. For mid and high earners the monthly gap is striking, though CPF, housing and what you give up all belong in the calculation.
Read guide →Denmark's tax burden, and why nobody seems to mind
The top marginal rate reaches 55.9%. An engineer on DKK 700,000 keeps DKK 28,630 a month, about 3,840 euros. Here is what AM-bidrag, state and municipal tax each take, and what the money pays for.
Read guide →Belgium's tax wedge is the heaviest around. What does it fund?
The OECD measured the Belgian wedge at 52.7% in 2025. A worker on 60,000 euros gross keeps around 3,071 a month after ONSS and income tax. Why the top rate arrives at 46,000, and what flows back the other way.
Read guide →France and Germany: a dead heat with a strange crossover
On 80,000 euros gross a French employee keeps roughly 3,970 a month against a German 4,045. Two heavy reputations hide a near tie, plus a crossover at 70,000 that most people have the wrong way round.
Read guide →Sweden's 52% headline, and what Stockholm really pays
The top marginal rate is 52.3%, yet most Stockholm professionals sit at an effective 25% to 34%. Here is what an engineer, a nurse and a senior manager actually net, and why the marginal number misleads.
Read guide →Israeli tech pay after bituach leumi and income tax
An Israeli senior engineer on 400,000 shekels gross keeps 20,375 a month. Bring in section 102 RSUs, taxed as capital gains at 25%, and the shape of the whole package shifts.
Read guide →What is left of the Dutch 30% ruling after the reform
In its opening phase the ruling can be worth 958 euros a month to an expat professional. The 2024 changes stepped it down through 30%, then 20%, then 10% across 60 months.
Read guide →Strong in yen, weak in euros: Japanese pay and the exchange rate
A Tokyo senior engineer on 10,000,000 yen converts to 62,500 euros at 2026 rates, down from 83,333 in 2020. After shakai hoken and tax that works out at roughly 2,615 euros a month.
Read guide →Spanish nurses, and the take-home case for leaving
A nurse in Madrid on 28,000 to 34,000 euros gross keeps around 1,620 a month. The same nurse in Frankfurt, on 49,000 gross, keeps 2,780. The entire argument sits in those two numbers.
Read guide →The EU's highest minimum wage, and the salaries above it
Luxembourg's floor for qualified workers is 2,570 euros a month, the highest anywhere in the union. A median software engineer nets 4,365. Frontalier commuting, EU institution pay and the fund industry premium all stack on top.
Read guide →Italy's impatriati regime: half your salary untaxed
The impatriati rules exempt 50% of employment income from tax for up to five years. On 80,000 euros gross that means 4,680 euros a month rather than 3,640.
Read guide →Why a 100,000 euro Irish salary underwhelms: the USC
It is not merely one more band. On 100,000 euros, PAYE, USC and PRSI take 36,174 between them and leave 5,319 a month. Every band, the pension quirk, and what Dublin multinational pay really amounts to.
Read guide →CPF explained: why local and expat pay differ in Singapore
A Singaporean on SGD 120,000 sends 20% into CPF and sees SGD 6,897 a month in cash. An expat on an Employment Pass, at the same salary, sees SGD 8,618. Nothing else in Singaporean pay comes close to that difference.
Read guide →Same salary, CHF 1,416 a month apart, purely by canton
On CHF 120,000 a Zug resident keeps CHF 7,910 a month while a Geneva resident keeps CHF 6,468. Same work, same pay, different postcode, and CHF 17,000 a year between them.
Read guide →Norway is wealthy. Norwegian payslips are less so
The sovereign fund has passed 1.7 trillion dollars and Norwegian salaries rank among Europe's highest. Even so, a nurse on NOK 600,000 nets NOK 31,800 a month, roughly 2,720 euros. Costs and trygdeavgift account for the rest.
Read guide →Why Australian payslips beat New Zealand ones
A New Zealand nurse on NZD 75,000 takes home NZD 4,720 a month. An Australian nurse on AUD 80,000 takes home AUD 5,580. The tax systems are too similar to account for that, which is precisely the point.
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