Italy Take-Home Pay Calculator

A gross of €40,000 for 2026 gives net pay of roughly €27,430 a year, about €2,286 a month. IRPEF, including the average regional and municipal addizionali and after the employee detrazione, comes to around €8,890. Employee INPS contributions take another €3,680 or so at the 9.19% rate.

Italy carries one of the heavier burdens in southern Europe, though the detrazioni available to employees bring the final bill well below what the raw brackets suggest.

Three national bands:
23% up to €28,000
35% from €28,001 to €50,000
43% on anything above €50,000

Sitting on top are the regional addizionale, between roughly 1.23% and 3.33%, and the municipal addizionale, anywhere from zero to 0.9% depending on where you live.

The employee share for 2026:
Pension, IVS: 9.19% on earnings up to roughly €55,008 a year
Other contingencies: about 0.30%
Total: around 9.49% of the contribution base

The employer pays a great deal more, close to 23.81%, which is why the true cost of employing someone in Italy runs well above the gross salary written into the contract.

It is a credit for employed workers, worth as much as €1,955 a year at incomes up to €15,000 and tapering off as income approaches €55,000.

For middle earners it changes the IRPEF actually owed by a meaningful amount, and it is applied automatically in the figures shown.

There is, and it is generous enough to be politically contested. The Impatriati regime exempts up to 50% of income from IRPEF for five years, extendable to ten where certain conditions are met, for people moving to Italy or returning after time abroad.

It has turned Italy into a serious option for returning expatriates and for remote workers on foreign payrolls. The calculator here uses ordinary IRPEF rates rather than the regime.